The Only Thing Hotter Than The Markets? Our Summer BBQ!
At Greenfields Financial Management, we know that our greatest strength is our people. Over the past few months, the team has worked incredibly hard, navigating a period of change and improvement with professionalism, dedication, and good humour. To show our appreciation, we recently organised a summer BBQ — giving everyone a chance to step away […]
What to do with an (un)expected wealth event?
Firstly let’s describe what we mean by this. There are times in our lives whereby we may find ourselves in possession of a life-adjusting sum of money. This could come from one of many sources including: An inheritance Selling a business A lottery win A large bonus Selling a 2nd property A lifetime gift An insurance […]
What is it you plan to do with your one precious life?
For this month’s piece I wanted to write with a real-life, anonymised client story of someone I’ve recently worked with, who has become an ongoing client. Perhaps parts of their story resonate with you. I was approached by Mr & Mrs H in the Autumn. They had both read a number of these previous articles, […]
Snowballs! Watch out…
Since there is something of a winter chill in the air, and children across the area are wishing for some magical white precipitation, I wanted to write about the impressive power of compounding using snowballs as an analogy. In sport or fitness we all want to lift more weight, run the same distance in a […]
Risk in Retirement
There are two distinct stages in an investor’s financial planning lifetime. The first requires you to make provision for the future, benefitting from the magic of compounding returns: “accumulation stage”. At retirement, you transition to the “spending stage” of life: You will withdraw from your investment portfolio. While any habit of frugality you developed during […]
Dare we talk about IHT?
IHT is often dubbed ‘Britain’s most hated tax’, and it’s easy to see why. Our assets and incomes are taxed our whole lives, and then if we’ve accrued enough across our lifetime and not spent it, then our heirs may be taxed on our death too. What can I do? First things first, ensure that […]
What does a Financial Planner actually do?!
Many think we’re busy selling products, and trading investments on a daily basis. But actually that couldn’t be further from the truth. It’s difficult to describe the full suite of what we can do for you and your family, because every situation is different and requires a unique approach. Financial planning done well is as […]
Let’s Demystify Investing
Investing is often confused with gambling, and it’s easy to see why. The NEWS (Negative Events World Service), are obsessed with reporting on the latest shock to the economy or financial markets. Yet they go remarkably quiet when events and markets are more buoyant. The only sane definition of ‘money’ is ‘purchasing power’. Asset Classes […]
The Benefits Of Using A Mortgage Advisor
One of the ways that many people get assistance when buying or remortgaging a property is using the services of a mortgage broker, who provides advice and recommendations on choosing the right product. While it’s one thing to choose a broker just because that’s what other people have done, it can be helpful to know […]
What is a Paraplanner?
Despite being a key component of many successful Independent Financial Planning firms up and down the country for many years, many people (including myself two years ago) have never heard of paraplanners, let alone know what they are and what they do! Put simply, paraplanners are support staff that are typically tasked with completing research, […]